Underwritten by Aviva Insurance Limited Aviva

Electric Bike Insurance

GET A QUOTE

What do our customers say?

Why choose Cycleplan for Electric Bike Insurance?

New for Old replacement

If your bike is stolen, and it was bought new and is less than 3 years old, we’ll replace it with a brand new bike.

The Ripe Guarantee

Should you take out a policy and within 14 days find the same cover elsewhere for less, we’ll refund the difference.

Public Liability cover for accidents

If you’re deemed liable for accidentally injuring someone or damaging property whilst cycling, we’ll cover the costs of any claims made against you.

What does e-bike insurance cover?

What's covered

  • Theft and damage

Up to £30k of cover for your e-bike and accessories.

 

  • Public Liability

Up to £5m of cover against third-party claims.

 

  • Personal accident

Up to £50k of cover for emergency dental, hospitalisation, physio, accidental death or permanent disability due to an e-bike accident.

 

  • Loss of earnings

Up to £750 per week to cover loss of earnings as a result of an e-bike accident.

 

  • Replacement cycle hire

Up to £1k for replacement cycle hire following a claim for your e-bike.

 

  • Competitive use

Extends your normal cover for when you have entered a competition.

 

  • Non-refundable race fees

Covers the cost if you were unable to attend as a result of injury or a valid bike claim up to £250.

 

  • Taxi fee reimbursement

Up to £50 reimbursement to cover the costs of getting home following an accident on your e-bike.

 

  • Multi-bike policy

If you have more than one bike, you can opt to cover them all on one policy.

 

What's not covered

  • Theft where the security requirements have not been met.

 

  • Any claim where evidence of ownership cannot be provided for the bicycle, accessories or approved lock.

 

  • Theft from your home unless the security. requirements are complied with.

 

  • The use of the bicycle for trade or business purposes (excluding commuting to or from work), hire, reward, courier use or carriage of paying passengers.

 

  • Any accident whilst the bicycle is being used for competitions, unless this option has been selected and the additional premium paid for.

 

  • Public liability is not available to anyone under the age of 16.

 

E-bike insurance FAQs