Many household insurance policies have limitations when it comes to covering cyclists, their bicycles and their accessories – which is why you need specialist cycling insurance.
Research has shown that one in three household policies don’t cover bikes away from home. Even if you have contents insurance, it’s likely you’ll have to add your bike onto your policy for an extra cost, and even then it probably won’t be insured away from home. With specialist cycling insurance, you can rest assured your bike is covered against theft and damage whether you’re at home or out and about.
Cycleplan’s Public Liability cover will also protect your legal liability if you accidentally injure someone or cause damage to property whilst riding your bike.