Underwritten by Aviva Insurance Limited Aviva

What does cycling insurance cover?

Bike cover for Theft, Loss & Accidental Damage up to £50,000

This covers theft of your bicycle from your home, away from home or from a motor vehicle. Cover also includes malicious damage to your bicycle, accidental damage and loss.

Public Liability cover up to £5m

Protects you if you accidently injure another person or damage third party property whilst riding your bike.

Personal Accident cover

Cover if you’re involved in a cycling accident that results in permanent disability or death. Also covers physiotherapy, broken bones, hospitalisation and emergency dental expenses relating to your cycling accident.

Bicycle Accessories up to £1,000

Your accessories are an important part of your gear. We can cover your helmet, shoes, jerseys, vests, glasses, goggles, helmet mounted cameras, GPS units and lights where there’s also a claim to your bike.

Legal Expenses cover up to £50,000

Cover if you need to pursue a civil claim following a cycling accident that you were involved in.

Choose your excess

For Equipment and Accessories cover the standard policy excess is £50 or 10% but you can select a higher amount which will reduce your premium or you can select zero excess which will increase your premium.

Family cover

Protect all your family’s bikes on one easy to manage policy. The policy options you choose extend to everyone who lives with you and is in your immediate family free of charge, including Personal Accident and Public Liability.

Taxi Fee reimbursement

If you’re out and about on your bike and have an accident which causes damage to your bike meaning you can’t cycle home, we will reimburse your transport home up to £50.

Race Fee Reimbursement

If you can’t take part in organised competitive cycling, biathlon or triathlon event because of illness or injury or your bike is going through a claim. We’ll cover the cost of your race fee up to £250.

For full details and terms and conditions of the insurance, visit our important documents page.

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