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Ride worry-free with specialist road bike insurance
A road bike is more than just a way to get around—it’s an investment in your fitness, adventure, and passion. However, risks like theft, accidental damage, or accidents involving other road users can impact your rides.
With specialist road bike insurance, you can enjoy peace of mind knowing you’re covered, whether commuting through the city, training for your next race, or tackling long-distance rides.
Why choose Cycleplan for road bike insurance?
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Your ride, your insurance
No off the rack policies here. Choose your cover so you only pay for what you need – whether commuting, exploring, or just rolling.
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Electric powered cover
Cover needn't be an uphill struggle. Give your freedom a boost by choosing cover to protect your bike adventures.
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Got a few bikes? No problem.
You can protect all your bikes on one policy. There’s a 10% premium discount available on all bikes too (excluding the bike with the highest value).
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Trusted by many, provided by specialists
Rated Excellent on Trustpilot and with insurance provided by Aviva, you can trust us to help keep you protected.
What does road bike insurance cover?
Road bike insurance
- Theft and damage of your road bike and accessories up to £30k
- Public liability up to £5m
- Personal accident – covers emergency dental, hospitalisation, physiotherapy, and more up to £50k
- Loss of earnings up to £750 per week
- Replacement bike hire up to £1k
- Competitive use – extends your normal cover when you enter a competition
- Race fees – non-refundable race fees covered up to £250
- Taxi fees – covers the cost of getting home following an accident by up to £50
- Multi trip abroad – you can select both European and Worldwide cover up to 45 days for any one trip
- Multi-bike policy
Why consider road bike insurance?
Road cycling is a great way to keep fit and explore, but travelling by road presents unique risks. For instance, a close pass from a car could lead to an accident, and you might need medical attention. Specialist road bike insurance can cover emergency dental costs and loss of earnings, helping you avoid financial strain while you recover.
Additionally, theft or damage is still possible, even if your bike is securely locked. Road bike insurance can prevent you from having to cover expensive repairs or replacements in these worst-case scenarios.
Worldwide road bike insurance
Explore with confidence using our Worldwide and European policy option
A road cycling holiday is the perfect way to discover new destinations, take on epic climbs, and enjoy scenic routes you wouldn’t otherwise see. Whether you’re tackling the coastal roads of Spain or cruising through the vineyards of France, Worldwide and European road bike insurance through Cycleplan ensures you’re covered at every turn of the pedal.
Important documents
If you already have insurance with Ripe, you’ll find your important documents for your policy in your Members area.
More detailed cover information can also be found on our Important Documents page.
Refer your friends and you’ll both be rewarded
If you choose to refer your friends to us, not only will we reward you with a voucher of your choice but your friends will receive an exclusive discount too!
Road bike tips & advice
