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Specialist public liability insurance for your bike in just a few clicks
As fun and fulfilling as life with a bike can be, we’re all aware of the potential risks associated with cycling—especially when on busy, public roads.
Third Party Public Liability insurance for cyclists is designed to protect you in the event of an accident with another cyclist or member of the public.
Why choose Cycleplan for bike insurance?
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Your ride, your insurance
No off the rack policies here. Choose your cover so you only pay for what you need – whether commuting, exploring, or just rolling.
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Electric powered cover
Cover needn't be an uphill struggle. Give your freedom a boost by choosing cover to protect your bike adventures.
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Got a few bikes? No problem.
You can protect all your bikes on one policy. There’s a 10% premium discount available on all bikes too (excluding the bike with the highest value).
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Trusted by many, provided by specialists
Rated Excellent on Trustpilot and with insurance provided by Aviva, you can trust us to help keep you protected.
Why consider public liability insurance?
When we think about cycling accidents, much of our focus and attention is understandably on ourselves and our bikes. But of course, we’re not the only ones at risk on the road. Even if you consider yourself a careful cyclist, there’s always the risk of having an accident.
What if you were to hit someone with your bike and be deemed responsible for their injury or bike damage? You could face a massive bill for damages that you might not be able to afford from your own pocket.
That’s where Public Liability Insurance can help cyclists. Third Party Liability can cover you for cycling incidents that result in damage to third party property or injury to another person. That way, you can have peace of mind whenever you’re out and about on your bike.
What does public liability insurance for cyclists cover?
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Injury to people
Injury caused to a member of the public whilst riding your bike.
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Damage to property
Damage caused to third party property whilst riding
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Worldwide cover available
Up to 45 days cover while using your bike anywhere in the world
Public Liability Insurance for cycling through Cycleplan provides cover from £1m to £5m in the event of a negligence claim against you. This can cover or contribute towards costs such as compensation and legal fees. Policies through Cycleplan can be tailored to suit your specific needs so that you can choose the level of cover you feel best suits you.
For more information, visit our Important Documents page.
How much public liability insurance do cyclists need?
How much Public Liability cover you choose to take out is entirely up to you, and will likely depend on several factors, such as what type of bike you have and how often you use it.
You can get Public Liability cover ranging from £1m to £5m through Cycleplan, so you can choose which level of cover is right for you.
Protection anywhere in the world
Explore with confidence using our Worldwide and European policy option
When taking out a policy through Cycleplan, you’ll have the option to add European or Worldwide cover, so your Public Liability can provide protection when cycling abroad for up to 45 days at any one time.
Important documents
If you already have insurance with Ripe, you’ll find your important documents for your policy in your Members area.
More detailed cover information can also be found on our Important Documents page.
Refer your friends and you’ll both be rewarded
If you choose to refer your friends to us, not only will we reward you with a voucher of your choice but your friends will receive an exclusive discount too!
Cycling tips & advice
