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Tackle any trail with specialist mountain bike insurance
Owning a mountain bike is an investment in adventure, but it doesn’t come without risks, such as theft, accidental damage, and unexpected incidents on the trails. Specialist mountain bike insurance, also known as MTB insurance, means you’re covered whether hitting rugged trails, commuting, or competing in races.
Why choose Cycleplan for mountain bike insurance?
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Your ride, your insurance
No off the rack policies here. Choose your cover so you only pay for what you need – whether commuting, exploring, or just rolling.
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Electric powered cover
Cover needn't be an uphill struggle. Give your freedom a boost by choosing cover to protect your bike adventures.
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Got a few bikes? No problem.
You can protect all your bikes on one policy. There’s a 10% premium discount available on all bikes too (excluding the bike with the highest value).
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Trusted by many, provided by specialists
Rated Excellent on Trustpilot and with insurance provided by Aviva, you can trust us to help keep you protected.
What does mountain bike insurance cover?
Mountain bike insurance
- Theft and damage of your MTB and accessories up to £30k
- Public liability up to £5m
- Personal accident – covers emergency dental, hospitalisation, physiotherapy, and more up to £50k
- Loss of earnings up to £750 per week
- Replacement bike hire up to £1k
- Competitive use – extends your normal cover when you enter a competition
- Race fees – non-refundable race fees covered up to £250
- Taxi fees – covers the cost of getting home following an accident by up to £50
- Multi trip abroad – you can select both European and Worldwide cover up to 45 days for any one trip
- Multi-bike policy
Why consider mountain bike insurance?
Mountain biking is an exciting and rewarding sport. But as with all outdoor hobbies, accidents can happen, even if you follow mountain biking safety advice. Let’s say you damage your bike on a jump and end up stranded in the countryside—specialist mountain bike insurance could cover the cost of replacing your bike and the taxi ride home, so you can get back to exploring in no time.
Worldwide mountain bike insurance
Ride abroad hassle-free with our Worldwide and European policy option
A mountain biking holiday is an incredible way to explore new landscapes, tackle challenging trails, and immerse yourself in adventure. Whether you’re training in the mountains of Spain, exploring scenic routes in Italy, or enjoying a relaxing ride through France, Worldwide and European mountain bike insurance through Cycleplan ensures you’re covered wherever the trail takes you.
Important documents
If you already have insurance with Ripe, you’ll find your important documents for your policy in your Members area.
More detailed cover information can also be found on our Important Documents page.
Refer your friends and you’ll both be rewarded
If you choose to refer your friends to us, not only will we reward you with a voucher of your choice but your friends will receive an exclusive discount too!
Mountain bike tips & advice
