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Hybrid bike insurance

In 2024, more than half of our new customers paid less than £7.85 per month* Read more

Specialist hybrid bike insurance through Cycleplan

The hybrid bike truly is an all-rounder.  Whether it’s riding through towns and cities or navigating dirt paths and bridleways, hybrid bikes can do it all.

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Why choose Cycleplan for hybrid bike insurance?

  • Your ride, your insurance

    No off the rack policies here. Choose your cover so you only pay for what you need – whether commuting, exploring, or just rolling.  

     

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  • Got a few bikes? No problem.

    You can protect all your bikes on one policy. There’s a 10% premium discount available on all bikes too (excluding the bike with the highest value).  

     

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  • Trusted by many, provided by specialists

    Rated Excellent on Trustpilot and with insurance provided by Aviva, you can trust us to help keep you protected. 

     

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What does hybrid bike insurance cover?

Hybrid bike insurance

  • Theft and damage of your bike (up to 30k) and accessories (up to £1k)
  • Public liability up to £5m
  • Personal accident up to £50k
  • Loss of earnings up to £750 per week
  • Replacement bike hire up to £1k
  • Competitive use 
  • Non-refundable race fees – Covers the cost if you could not attend due to injury or a valid bike claim up to £250
  • Taxi fee reimbursement – Up to £50 towards the cost of getting home following an accident on your hybrid bike
  • Multi-bike policy

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Why consider hybrid bike insurance?

Whether you own a classic, electric, or sport hybrid bike, taking it out for a ride can be exhilarating, but it's not without its risks. When riding your bike on the road, the dangers are obvious: for example—other cyclists, car drivers and potholes. If you own a hybrid bike, you may often also find yourself riding on rougher terrain.

When doing so, it’s important  to be careful of other debris you may encounter, such as gravel or low-flying tree branches and roots that could harm the bike. If the worst should happen, hybrid bike insurance through Cycleplan can cover you for bike repairs or a replacement due to accidental damage.

What types of hybrid bikes are covered through Cycleplan?

With specialist hybrid bike insurance through Cycleplan, you can get cover for classic, electric, and sport hybrid bikes. You can include any customisations and accessories you've added to your bike in the bike’s value on your policy to include them in your cover, as we know these costs can add up.

 

Important documents

If you already have insurance with Ripe, you’ll find your important documents for your policy in your Members area.


More detailed cover information can also be found on our Important Documents page.

Hybrid bike insurance FAQs

Refer your friends and you’ll both be rewarded

If you choose to refer your friends to us, not only will we reward you with a voucher of your choice but your friends will receive an exclusive discount too!

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Got a question? Call our UK call centre 08000 92 92 68

Cycleplan is a Insurance Services product

©Copyright Ripe Thinking Limited 2025.

Cycleplan® is a registered trademark and a trading name of Ripe Insurance Services Limited which is Authorised and Regulated by the Financial Conduct Authority No.313411. Registered office: The Royals, Altrincham Road, Manchester M22 4BJ. Registered in England No. 04507332. *Annual Charge was £77.81. If paid monthly, a 20% deposit of £15.56 was applied followed by 9 repayments of £7.85 with 13.5% APR using a Third Party Repayment Facility