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Folding bike insurance

In 2024, more than half of our new customers paid less than £7.85 per month* Read more

Specialist folding bike insurance through Cycleplan

Riding a folding bike is the perfect way to enjoy cycling with the added bonus of being able to fold up and store your bike wherever you go.

Either pedal to your local train station or bus stop from home, fold it up and get on – or if rush hour is unbearably busy – just cycle to work directly! As useful as they are, folding bikes can be expensive and risks associated with riding them remain the same as a standard road bike, so you may want to consider protecting yours and its accessories with specialist folding bike insurance. 

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Why choose Cycleplan for bike insurance?

  • Your ride, your insurance

    No off the rack policies here. Choose your cover so you only pay for what you need – whether commuting, exploring, or just rolling.  

     

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  • Electric powered cover

    Cover needn't be an uphill struggle. Give your freedom a boost by choosing cover to protect your bike adventures.

     

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  • Got a few bikes? No problem.

    You can protect all your bikes on one policy. There’s a 10% premium discount available on all bikes too (excluding the bike with the highest value).  

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  • Trusted by many, provided by specialists

    Rated Excellent on Trustpilot and with insurance provided by Aviva, you can trust us to help keep you protected. 

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What does folding bike insurance cover?

Folding bike insurance

  • Theft and damage of your folding bike (up to £30k) and accessories (up to £1k)
  • Public liability up to £5m
  • Personal accident up to £50k
  • Loss of earnings up to £750 per week
  • Replacement bike hire up to £1k
  • Competitive use
  • Non-refundable race fees – Covers the cost if you could not attend due to injury or a valid bike claim up to £250
  • Taxi fee reimbursement – Up to £50 towards the cost of getting home following an accident on your bike
  • Multi-bike policy

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What types of folding bike can you insure through Cycleplan?

Specialist folding bike insurance through Cycleplan covers a whole range of folding bikes, including those that are:

  • Mid-fold
  • Vertical fold
  • Triangle hinge
  • Magnetic folding
  • Break away

Important documents

If you already have insurance with Ripe, you’ll find your important documents for your policy in your Members area.


More detailed cover information can also be found on our Important Documents page.

Folding bike insurance FAQs

Refer your friends and you’ll both be rewarded

If you choose to refer your friends to us, not only will we reward you with a voucher of your choice but your friends will receive an exclusive discount too!

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Got a question? Call our UK call centre 08000 92 92 68

Cycleplan is a Insurance Services product

©Copyright Ripe Thinking Limited 2025.

Cycleplan® is a registered trademark and a trading name of Ripe Insurance Services Limited which is Authorised and Regulated by the Financial Conduct Authority No.313411. Registered office: The Royals, Altrincham Road, Manchester M22 4BJ. Registered in England No. 04507332. *Annual Charge was £77.81. If paid monthly, a 20% deposit of £15.56 was applied followed by 9 repayments of £7.85 with 13.5% APR using a Third Party Repayment Facility