If your bike is stolen, and it was bought new and is less than 3 years old, we’ll replace it with a brand new bike.
Should you take out a policy and within 14 days find the same cover elsewhere for less, we’ll refund the difference.
If you’re deemed liable for accidentally injuring someone or damaging property whilst cycling, we’ll cover the costs of any claims made against you.
Bicycle insurance protects you from the various risks associated with cycling. As a cyclist, you’ll be well aware of the sport’s countless benefits for your physical and mental health, but you’ll also know that your passion is not without its fair share of risk.
Whether you consider yourself a casual rider, commuting to work on your bike every day, or a more serious, experienced cyclist who competes in races, competitions, and other events, the risks are often the same.
Accidents, injury, and theft of or damage to your bike and equipment can happen at any time and leave you off the road for a while. However, specialist bicycle insurance is designed to protect you against these risks.
If you choose to refer your friends to us, not only will we reward you with a voucher of your choice but your friends will receive an exclusive discount too!
Find out moreRegardless of how often you cycle or even the value of your bike, there are multiple reasons why you may want to consider insurance.
Let’s say you’re involved in a collision on the road, you sustain a nasty injury, and your bike is badly damaged—or your bike gets stolen from your home. Without appropriate cycling insurance, these events could leave you off the road for a while and substantially out of pocket.
Although you might assume that your standard home contents insurance will cover your bike and its accessories, this may not always be the case. In fact, many home insurers will require you to pay an additional premium to cover your bike, and even then—there’s no guarantee you’ll be covered to ride it outside of your home.
That’s why specialist bike insurance, designed with your needs in mind, could be a better option.
This covers theft of your bicycle from your home, away from home or from a motor vehicle. Cover also includes malicious damage to your bicycle, accidental damage and loss.
Protects you if you accidently injure another person or damage third party property whilst riding your bike.
For Equipment and Accessories cover the standard policy excess is £50 or 10% but you can select a higher amount which will reduce your premium or you can select zero excess which will increase your premium.
Cover if you’re involved in a cycling accident that results in permanent disability or death. Also covers physiotherapy, broken bones, hospitalisation and emergency dental expenses relating to your cycling accident.
Cover if you need to pursue a civil claim following a cycling accident that you were involved in.
Your accessories are an important part of your gear. We can cover your helmet, shoes, jerseys, vests, glasses, goggles, helmet mounted cameras, GPS units and lights where there’s also a claim to your bike.
Protect all your family’s bikes on one easy to manage policy. The policy options you choose extend to everyone who lives with you and is in your immediate family free of charge, including Personal Accident and Public Liability.
If you’re out and about on your bike and have an accident which causes damage to your bike meaning you can’t cycle home, we will reimburse your transport home up to £50.
If you can’t take part in organised competitive cycling, biathlon or triathlon event because of illness or injury or your bike is going through a claim. We’ll cover the cost of your race fee up to £250.
Bike insurance is designed for anyone who owns a bike. Regardless of how often you ride or even how much your bike is worth (up to £30k), you can get insurance to suit your needs through Cycleplan.
Here, we understand that not everyone considers themselves a cycling pro—so that’s why you don’t have to be one to get cover. Whatever stage of your cycling journey you’re at, Cycleplan is here to help.
The cost of cycling insurance can vary depending on several factors, such as how much your bike is worth, plus the level of cover you choose.
The best way to check how much your cover could cost is to get a quote online through Cycleplan.
If you already have a policy through Cycleplan, you’ll find your important documents stored in your online account.
More detailed cover information can also be found on our Important Documents page.